Entry Detail Records contain that information sufficient to relate the entry to the Receiver, i.e, individual DFI account number, identification number, name and the debit or credit amount as indicated by the Transaction Code.
The information in the Company/Batch Header Record must be incorporated with the Entry Detail Records to describe fully that entry and all participants in the transaction. The information in the Company/Batch Header Record identifies the Originator; the Trace Number identifies the ODFI; DFI account information identifies both the RDFI and the specific account. In addition to the basic entry format, Transaction Codes for Entry Detail Records have been defined to accommodate prenotification records, zero dollar entries, and return entries.
Prenotifications are identical to the basic entry format but contain appropriate Transaction Codes and zeros in the Amount field. Prenotifications can be batched with other dollar entries or batched separately.
The record formats are specific to the transaction type. For this application we are supporting the PPD Entry Detail format.
Items listed in bold type are specific to a return transaction. All other entries have been copied from the original file exported by the EFT680 as expressed above.
Position |
Size |
Contents |
Data Element Description |
Required |
|---|---|---|---|---|
01-01 |
1 |
‘6’ |
Record Type Code - entry detail record format |
X |
02-03 |
2 |
‘26’ = Automated Return |
Transaction Code |
X |
04-11 |
8 |
Bank Transit/Routing # from Bank Profile |
Transit/Routing # of the institution receiving the Returned Entry |
X |
12-12 |
1 |
Numeric |
Check Digit - calculated according to NACHA standards and based on the Transit/Routing Number contained in positions 04-11. |
X |
13-29 |
17 |
Customer’s Bank Account Number from Account Profile |
DFI Account Number |
X |
30-39 |
10 |
$$$$$$$$cc |
Amount to be Deducted Prenote = ‘00000000.00’ |
X |
40-54 |
15 |
Numeric |
Individual Identification Number - Customer ID Number |
X |
55-76 |
22 |
Alpha-numeric |
Individual Name-name of payee |
X |
77-78 |
2 |
‘bb’ |
Reserved-(‘bb’ = spaces) |
|
79-79 |
1 |
‘1’ |
Agenda Record Identifier - Indicates that 1 or more addenda records are present |
X |
80-94 |
15 |
|
Trace Number - assigned by the institution preparing the Automated Return Entry |
X |
Also in this section:
· Company/Batch Header Record Format
· Company/Batch Header Record Format
· Entry Detail Record, Corporate Entry Detail Record Format